Frequently Asked Questions

CarWarrantySavings.com is an online auto warranty marketplace. We let you compare extended auto warranty plans from top providers and buy online with expert support available every step of the way.

We earn a referral fee from warranty providers when you purchase a plan through our site. This fee is already factored into the prices shown — we never add hidden markups. You always see the final price before you buy.

Yes. We partner only with established, financially stable warranty administrators with strong track records for paying claims. All providers in our marketplace are vetted before being listed.

No account is required to get a quote or compare plans — just enter your vehicle info. At checkout, you'll provide your name, email, phone, address, and payment info to create your policy.

You pay a down payment today to activate your plan. After that, you are billed monthly for the remaining balance. Both the down payment and monthly amount are shown clearly before you purchase — no surprises.

Yes. Your payment is processed securely through our PCI-compliant payment system. All card data is transmitted over 256-bit SSL encryption and is never stored on our servers.

Some providers offer a pay-in-full option at a discount. If you'd like to pay your plan in full, contact us after purchase and we'll work with the provider to accommodate your request.

No. Getting a warranty quote does not require a credit check and has absolutely no effect on your credit score.

Powertrain covers your engine, transmission, and drive axles — the most critical components. Comprehensive adds electrical systems, steering, brakes, suspension, A/C, and more. Exclusionary covers nearly everything mechanical and electrical — only a short list of items are excluded.

Most plans allow any ASE-certified repair facility in the U.S., including dealerships, chain shops, and independent mechanics. Your policy documents will specify the exact requirements.

Most plans carry a $100 deductible per repair visit, meaning you pay $100 and the warranty covers the rest of approved repairs. Some plans offer $0 or $200 deductibles.

No. Standard maintenance items that wear out over time — like brake pads, tires, wiper blades, oil, and filters — are not covered. These are considered routine maintenance.

Take your vehicle to any covered repair shop. Have the shop call the claims number listed in your policy documents before starting any repairs. The warranty company will work directly with the shop to authorize and pay for covered repairs.

Most claims are approved or denied within a few hours of the repair facility calling in. Complex claims may take 1–2 business days. The shop will keep your vehicle until authorization is received.

Most gas-powered personal vehicles model year 2000 or newer with fewer than 200,000 miles qualify. Many hybrids are also eligible. Electric vehicles and commercial vehicles are generally not eligible. Enter your vehicle details to see what plans are available.

Yes. Most plans require a 30-day / 1,000-mile waiting period after purchase before coverage begins. This is a standard industry requirement that protects against pre-existing conditions.

If you are not satisfied for any reason, cancel within 30 days of purchase for a full refund of all premiums paid. No questions asked.

Yes. You can cancel at any time. After 30 days, you will receive a pro-rated refund based on the unused portion of your coverage term, minus any claims that have been paid.

Some plans include roadside assistance — check the plan details when comparing. It is available as an add-on on most plans and typically covers towing, battery jump-start, flat tire, lockout service, and fuel delivery.